Small Business Checking
An account filled with value, plus the added convenience of eStatements for your small business.
- $100 minimum deposit to open
- No monthly service charge (eStatements required)
- No charge for first 100 items (debit/credit combined), then $.50 per item
- Debit/ATM Card (monthly fee waived)
- 24/7 Telephone Banking
- Mobile Banking
- Online Banking
- Additional services (fees may apply):
- Cash Management
- Positive Pay
- Remote Deposit Capture
- Bill Pay
Business Lite Checking
Our simplest commercial account, designed to help your business grow.
- $100 minimum deposit to open
- $12 monthly service charge if balance falls below $2,500
- 100 Deposits per month, no charge; additional deposits, $0.25 each
- 100 Debits per month, no charge; additional debits, $0.25 each
- Debit/ATM Card (fees may apply)
- 24/7 Telephone Banking
- Mobile Banking
- Online Banking
- Additional services (fees may apply):
- Cash Management
- Positive Pay
- Remote Deposit Capture
- Bill Pay
Commercial Checking
Designed to give business customers the power to maximize their earnings.
- $100 minimum deposit to open
- $10 monthly service charge
- To reduce fees a credit is calculated of $0.13 for every $100 of
the average ledger balance for the monthly statement cycle less a 15% reserve requirement. The earnings credit cannot exceed your total account fees.
- To reduce fees a credit is calculated of $0.13 for every $100 of
- Deposit Fee, $0.10 per deposit
- Debit Fee, $0.15 per debit
- Transit & On-Us Item Fee, $0.10 per item
- Debit/ATM Card (fees may apply)
- 24/7 Telephone Banking
- Mobile Banking
- Online Banking
- Additional services (fees may apply):
- Cash Management
- Positive Pay
- Remote Deposit Capture
- Bill Pay
Interest Plus Checking
A great option with earning power for sole proprietorships and not-for-profit organizations.
- $1,000 minimum deposit to open
- Service Charge:
- No charge monthly if minimum balance $10,000 & above
- $5.95 monthly if minimum balance $1,000.00 - $9,999.99
- $6.95 monthly if balance falls below $1,000
- Interest-bearing - Multiple tiers from $1,000 - $75,000+
- Debit/ATM Card (fees may apply)
- 24/7 Telephone Banking
- Mobile Banking
- Online Banking
The following features available to sole proprietors:
- Free Citizens Club Checks
- $20,000 AD&D Insurance
- $5,000 ID Theft Coverage
- 3-in-1 Credit File Monitoring
- Debit/Credit Card Registration
- Cell Phone Protection
- Shopping Rewards
- Mobile Retail & Dining Discounts
- CASH BACK MEMBER REWARDS!
Talk with a Citizens Bank Customer Service Representative for complete disclosure on each of these accounts, plus term and rate information.